What really happens during Medicare counseling

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Robert Powell's Retirement Portfolio

What really happens during Medicare counseling

Open enrollment can bring unexpected challenges for seniors

It is perhaps one of the cruelest things millions of older Americans are subjected to each and every year between Oct. 15 and Dec. 7: reviewing and updating their Medicare Advantage and Part D prescription drug plans for the coming year.

During this year’s open-enrollment period, beneficiaries have to contend with many changes. I was able to observe several appointments my senior center’s SHINE counselor recently had with Medicare beneficiaries.

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Robert Powell writes about retirement issues. Follow Bob on Twitter: @retirementpedia.

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